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Terms & Conditions

Last updated: 6 September 2026

All calculator outputs on SyncWealth are illustrations only. They are based on the assumptions and inputs you or your client provide and are meant to support a conversation, not predict an outcome. Actual investment, insurance, tax, and loan results will vary and are not guaranteed by SyncWealth in any way.

1. Who this applies to

These Terms govern your use of SyncWealth's website and tools ("the Service"), operated for independent financial advisors, Mutual Fund Distributors (MFDs), and Registered Investment Advisers (RIAs) in India. By creating an account or using any calculator on this site, you agree to these Terms.

2. Nature of the Service

SyncWealth provides financial planning calculators and a white-labeled PDF export feature. Every result — projections, comparisons, ratios, scores — is a mathematical illustration derived from the numbers entered. SyncWealth does not provide investment advice, does not recommend any specific financial product, and does not guarantee that any illustrated outcome will occur.

3. Your responsibility as an advisor

You are solely responsible for the advice you give your clients, for verifying the inputs and outputs of any calculator before sharing them, and for complying with all applicable SEBI/AMFI regulations governing your ARN or RIA registration, including disclosures made on any PDF you generate through this Service.

4. Accounts

You sign in with Google. You're responsible for keeping your account secure and for the accuracy of the profile details (name, firm name, ARN/RIA number, logo) you save — these appear on PDFs you export and share with your clients.

5. Subscriptions & payments

Paid plans are billed as described on our Pricing page and processed via Razorpay. See our Refund Policy for cancellation and refund terms.

6. Intellectual property

The SyncWealth name, logo, calculators, and underlying code belong to SyncWealth. Your own firm name, logo, and client data remain yours.

7. Limitation of liability

SyncWealth is provided "as is." To the maximum extent permitted by law, SyncWealth is not liable for any financial loss, decision, or outcome arising from the use of, or reliance on, any calculator result or exported PDF.

8. Changes to these Terms

We may update these Terms from time to time. Continued use of the Service after an update means you accept the revised Terms.

9. Governing law

These Terms are governed by the laws of India.

10. Contact

Questions about these Terms: wealthelementstechnology@gmail.com

See also our Privacy Policy and Refund Policy.